Between remarking that the memory giant Micron (NASDAQ: MU) will donate $250 million and that Elon Musk will also contribute, President Donald Trump has brought his ‘Trump accounts’ for children born between January 1, 2025, and December 31, 2028, back into focus.
Given the circumstances, Finbold decided to calculate how much the $1,000 tax-advantaged investment account might be worth if opened on July 7, 2026, by the time the child beneficiary turns 18.
To begin with, the benchmark S&P 500 market index was trading at 1,252.31 on July 7, 2008 – 18 years ago – and, by press time, it is at 7,489.53. Given the change, the popular cross-section of the U.S. equity markets rose 498.06%.
Therefore, assuming American stocks perform roughly the same in the next 18 years as they have in the previous, a ‘Trump account’ worth $1,000 on July 7, 2026 could be worth $5,980.57 by July 7, 2044. Notably, the purchasing power of the amount will have – assuming inflation remains comparable – diminished to the equivalent of modern $3,925.45.
How much would President Trump have if he got $1,000 ‘Trump account’ at birth
Elsewhere, the previous two decades were somewhat unique in that they featured an especially damaging recession and a global pandemic, but also one of the longest and most impressive bull markets in history.
Given the circumstances of the previous two decades, Finbold also decided to use the President’s own birthday to see how a theoretical ‘Trump account’ might have performed nearly a century ago.
Since the commander-in-chief was born on June 14, 1946, and the S&P 500 was created only in 1957, the example investment account will be calculated using the significantly older – and arguably more appropriate given the structure of the U.S. economy at the time – Dow Jones Industrial Average.
In the month President Donald Trump was born, the DJIA stood at roughly 210, while in June 1964, it was 295.955 higher at 831.50. Therefore, a $1,000 account assigned to the billionaire would have grown to $3,959.52 by the time he was an adult.
Additionally and accounting for inflation once again, the final value would have had the purchasing power of $3,607.63 in 1946, indicating he would still have needed a ‘small loan of a million dollars’ from his father to get started in the world.
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